Zubair Ghias: 3 Fundamentals of Real Estate Investment

Real estate venture is lucrative when done effectively. The secret to getting those great returns lies in understanding the fundamentals of what makes a great real estate investment and focusing on investing only in the best real estates. In order to avoid common mistakes that many real estate investors make, here are three fundamentals things you ought to know about real estate investment.

1. Have a good plan with well-defined strategies
One of the main reasons why many investors lose money, whether in stocks, real estate, mutual funds or other investment vehicles is due to lack of planning. A good investment plan will help you get from where you are right now to your desired financial destination.

There are various niches and strategies you can use to accomplish your plan. A well-defined strategy of what you hope to achieve can help you decide where to look, and the types of properties that suits you best. It is also important to know that each of these strategies conveys its own rules for making profits.
2. Seek vital information

In order to succeed in real estate investment, you need to acquire vital information. Whether you are just starting or you are an experienced property investor, you have to continuously upgrade your knowledge. Make a lot of inquiries and attempt to figure out whether the property you are about to purchase is indeed worth the money.
3. Location matters most

The location of the property you want to buy is very important. The property should be in the right demographic area where employment and population are on the rise. The best real estate investment properties are ones with good locations.
Real estate investment is a long term wealth creation tool and not a get rich quick scheme.

Zubair Ghias has a bachelor’s degree in economics from the University of Chicago. He has a keen interest in residential and commercial real estate and currently runs a private equity firm.


Zubair Ghias: 5 Reasons Why Investors Make Wrong Investment Decisions

There are many reasons why investors make wrong investment decisions; these are mostly because of their actions and not necessarily because of the market. Most times, investors focus just only on investing money for gains and not on minimizing losses when an investment starts to fail.

Factors responsible for wrong investment decisions made by investors include:

1. Lack of adequate information to make smart investment decisions
Many times, investors make wrong decisions because they lack adequate knowledge to help them make good investment choices. Investors often fail to ask necessary questions, or seek professional advice in order to make smart investment decisions.

2. Lack of diversity of investment
Many investors put all their eggs in one basket. When you diversify your investment, it will help you to always make money no matter what the market brings, and you will not lose as much if a particular market fails.

3. Procrastination
Procrastination is a mistake that can easily be avoided. Sometimes, after getting all the necessary information, investors seek to wait for a right moment to invest. Although, it is good to exercise patience, but many times, investors wait for too long on the sidelines while the investment opportunity pass them by.

4. Emotion
It is difficult to make smart investment decisions when investors are emotional. Sometimes, investor’s affection for a particular investment or fear of being wrong hinders many investors from making smart investment decisions.

5. Lack of regular and proper monitoring of investment
Many investors fail to regularly monitor and review how their investments are doing. They sometimes do not realise it when their investment starts to underperform. Regular and proper monitoring of investment will help investors to know when to cut their losses.

Zubair Ghias graduated from the University of Chicago with a degree in Economics. He is the president of Acanthus Capital, LLC – A company that invests in and manages commercial and residential real estate, private equity investments, and aerospace and aviation industries.

5 Reasons Why Companies Merge or Acquire Other Companies

The terms merger and acquisition are sometimes used interchangeably, but they mean slightly different things. When one company takes over another company and establishes itself as the new owner, the purchase is called an acquisition, while a merger happens when two companies, sometimes about the same size, agrees to become a single new company, rather than remain separately owned and operated. Also, when a deal is made between two companies in friendly terms, it is often proclaimed as a merger.

Reasons why companies merge or acquire other companies include;

  1. Synergy: One of the main reasons why companies merge or acquire other companies is to create a synergy. Synergy is the concept that, the value of the combined companies will be greater than the joint value of the two individual companies. The success of a merger or acquisition deal is determined by the extent of the synergy achieved.
  2. Diversification: Sometimes, a company may acquire another company in an unrelated industry in order to diversify their investment or reduce the impact of that particular industry on their profitability. Also, two companies may merge to complement a product or service and to gain a competitive edge over other companies in the market.
  3. Survival: Sometimes, companies opt for a merger or acquisition deal in order to survive, especially during the period of global financial crisis.
  4. Economy of scale: Two companies with similar products or services can merge to reduce cost of production, and thereby maximize profit. Also, a company can buy one of its suppliers, as a means to decrease reliance and save on the margins that the suppliers are adding to its costs, or buy out a distributor so that it may ship its product at a lower price.
  5. Eliminate competition: Companies merge for the purpose of eliminating competition, and gaining a larger market share.

Zubair Ghias has a vast experience in merger and acquisition deals. He worked primarily on merger & acquisition deals while he was at JPMorgan. He graduated from the University of Chicago with a degree in Economics and currently runs a private equity firm.

Zubair Ghias: 5 Reasons Why Merger and Acquisition Deals Fail

Merger and acquisition has great benefits to offer if done right. However, research shows that about half of acquisition deals fail. Most large establishments have resources to patch things up, but the effect is far greater for a mid-market company.

Here are 5 reasons why merger and acquisition deals fail:

  1. Inadequate information about the company to be acquired: Sometimes, information provided by the target company is not complete or carefully vetted by the acquiring company. Also, significant risks and liabilities might not be presented by the target company, and there might be an unusual risk of litigation.
  2. Difference in company cultures: Often times, the acquiring company neglects the culture of the target company, and this may affect the smooth integration of the companies. Just because the two companies are similar does not mean that they possess the same culture. Chances of success can be cut short if the cultures of the acquiring and the target companies are different.
  3. Insufficient management capacity to take on the integration process: Most merger and acquisition deals fail because proper attention is not given by the management to the integration process. Also, a post-integration plan is most times not put in place prior to closing the deal.
  4. Flawed intentions: Sometimes, companies engage in merger and acquisition deals to boost their ego, rather than to use it as a business strategy. Lack of clear and concrete intentions can lead to failure of merger and acquisition deals.
  5. Paying too much for an acquisition deals: If the acquiring company fails to get a good deal structure or deal price, it will be difficult for the acquiring company to get a positive return on investments (ROI) after the acquisition.

Zubair Ghias is an economist. He has a vast experience in investment banking, and his areas of interest include real estate investment, fine art and antiques.

Start of something amazing in Chicago

Fine dining in the Windy City is one of the most popular things to do in the United States. Chicago is seen as one of the historical cities in America and very popular for its fine dining. There are many that say that Chicago is on the map because of its intense history of eating establishments that made it grow from a village to a major city. Whether it be just a regular take out or stand type of eatery, the Windy City is very popular even with these types of options for dining. Then there are the restaurants that have made their name in American history. For every person who truly enjoys fine dining, Chicago could be an amazing place to try just about everything. Schaller’s Pump is said to be the oldest restaurant and bar in Chicago dating back in 1881. Then there’s Daley’s and the Berghoff restaurants. Every once in a while something great happens in the fine dining scene in Chicago. Restaurants tend to open all the time, many enjoy a great deal of success and are celebrated to be a local favorite.

One such restaurant is the Aigre Doux Restaurant and Bakery very well-known and popular eating spot in the Windy City. It was opened in 2007 and was given incredible ratings by the food critics for Oprah Winfrey’s website. It was a local spot for local people of Chicago to enjoy, and anyone was welcome. Zubair Ghias was a very popular local native of Chicago, someone who went on an exciting venture as he had partnered into the fine restaurant and would successfully handle business. He is known to take much interest in his beloved city and is always ready to help many of the local businesses in any way he can. He has a true heart for family-owned businesses in his city.

The Entrepreneur

In order for one to become successful as an entrepreneur, there needs to be a true commitment and a high standard of moral to accomplish your goals. This can be a challenge for many to balance work and their personal life. Then there are some who are remarkably successful in balancing them both. For one starting a professional career takes a lot of time invested education wise and the time applying oneself to their profession to get where they want to be. Much is the case for a successful financial advisor. It takes a starting point to get to become one gaining the proper background and real-life experience. For one, it would take internship level or accelerated hands-on business experience to attain the title with all the acceptance at a major firm. There is also the need to attain a degree that is related to financing or banking. One of the well-respected degrees in the industry would be that of a degree in economics which helps many newer financial advisors to have a grasp of the general knowledge necessary to become successful. The degree also implements the fundamentals for a financial advisor.

Zubair Ghias was born and raised in Chicago Illinois with a true sense of wanting to accomplish a lot of things with his professional career. Being able to handle the rigors of an experienced professional and family man is truly a test for many but for him it is almost a second nature occurrence. The graduate of the University of Chicago had spent much time working his way to becoming a very successful financial advisor. Before his graduation from the University, he had worked extremely hard to sharpen his financial background and real-time experience at the prestigious Goldman Sachs and Company, which would pave the way to an incredible career.

Zubair Ghias – The Simpler Things

Though Zubair Ghias is often known as a key player in the fast paced and highly competitive field of business financing and investing, he also likes to take it slow, and enjoy the simpler things in life every now and then. Mr. Ghias says it is important for a man to have a hobby, a way to unwind and replenish himself for the next business day to come. Mr. Ghias says it is similar to the importance of a rest day after exercising. Much like your body, your mind also needs time to rest after exertion. What helps a mind rest however, is up to the individual. Mr. Ghias himself likes to unwind by traveling. Mr. Ghias says he enjoys traveling because it is often very easy to forget how big the world really is, and that one even exists outside of your office. Zubair Ghias travels because he does not want to forget about the big world just outside his window.

Zubair Ghias believes that having a way to unwind after a long work day is the key to success both personally and professionally. Mr. Ghias himself chooses to unwind in a number of ways. As a lover of fine arts and antiques, Zubair Ghias often finds himself deep in the heart of a museum on one of his days off, exploring the Earth’s rich and wondrous past with a friend of family member. Mr. Ghias has a deep passion for art and history because they often depict the world with more truth than the world itself does. Mr. Ghias also enjoys art because it acts as a looking glass into another person’s perspective, and even their soul. Mr. Ghias says that art reminds us that though we live in one world, it is interpreted in billions of different ways.